Medicare Open Enrollment Starts October 15: Everything You Need to Know!

Medicare Open Enrollment Starts October 15: Everything You Need to Know!

Medicare Open Enrollment usually happens every year from October 15 to December 7. This is your primary opportunity to review your coverage and make adjustments for the upcoming year. A quick check now can save money and stress later.

What You Can Do During This Window?

  • Switch between Medicare Advantage (Part C) and Original Medicare.
  • Change your Medicare Advantage plan.
  • Join, drop or change a Part D drug plan.
  • Changes take effect January 1.

What Can You Usually Not Do Here?

Medigap (also called Medicare Supplement) follows different rules in many states. You can shop anytime, but you may need to answer health questions outside special periods. Ask a licensed agent about your state.

Start With Your ANOC Letter

Your plan sends an Annual Notice of Change each year in the fall. Check next year’s premium, co‑pays, drug list, and network. If your doctors or medicines are not covered the same way, it may be time to compare.

How to Review Smartly?

Create a simple list of your doctors, clinics, and medications. Confirm they’re in the network and on the plan’s drug list for next year. Look beyond the premium. Check the deductible, co‑pays, and the plan’s yearly out‑of‑pocket limit.

Avoid These Common Mistakes

  • Auto‑renewing without checking changes.
  • Choosing a plan based only on the premium.
  • Ignoring travel needs if you spend time in another state.
  • Missing the deadline.

Your Quick Checklist

  1. Read your ANOC. 
  2. Update your doctor and drug list. 
  3. Compare at least two plans. 
  4. Note total yearly costs, not just monthly. 
  5. Enroll by December 7.

Open Enrollment is your once‑a‑year tune‑up. A careful review helps you stay informed, manage your doctor's appointments, and avoid unexpected costs. If you want help, talk to us as we can compare options with you.

5 Myths Busted About Getting Critical Illness Insurance!

Critical illness insurance often sounds unnecessary, until life proves otherwise. Many people misunderstand what it really offers and miss out on its protection when they need it most. Let’s clear up some common myths and see why this coverage matters more than you think. 1. Myth: “I already have health insurance, I don’t need this.” […]

Read More

What Happens When You Actually Track Your Health Goals?

Most people set health goals every January, only to forget them by March. But something amazing happens when you start tracking them seriously — real progress. Tracking your health goals helps you stay consistent, understand your patterns, and make better decisions. And when paired with a solid health insurance plan, it keeps both your body […]

Read More
© 2025 SafelyRetire Designed by Amplispot

Get Quality and Affordable Insurance

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content